Quontic, The Adaptive Digital Bank
We’ve earned a name for ourselves in the decade-plus we’ve been in business. Quontic serves all 50 states as a federally chartered digital bank, and we’re a US Treasury designated CDFI. We adapt to meet the needs of our customers. Our mortgage loan programs were created to be adaptive to our customers’ unique circumstances, reducing the hassle of reams and reams of paperwork.
Quontic’s mission is to help creditworthy borrowers get home loans. We believe the best way to do that is to change the system in a way that provides access to home financing opportunities for underserved populations. And that’s what we’re doing —disrupting the old way of banking — by putting customers first through our solid working relationships with independent brokers.
Broker Benefits
Broker Benefits

Access to Unique Loans
We know that borrowers aren’t ‘one size fits all’ so our loan solutions are adaptive to people’s circumstances.

A Simpler Process
As a CDFI, we evaluate borrowers differently, and that often means less paperwork.

Quick Turn Times
We’ve removed the red tape to make sure we close loans faster than competitors.
Quontic's Leadership Team
Quontic's Leadership Team

Steven Schnall

Patrick Sells

George Lazaridis
Chief Lending Officer

Lee Ann Casanova
Types of Borrowers Who Love Us
Types of Borrowers Who Love Us







We Are Proud To Be a CDFI
Quontic is one of only 2% of banks in the U.S. to earn a U.S Treasury CDFI designation for delivering on its mission to elevate the financial strength of low-income Americans. Quontic’s employees are as diverse and inclusive as its customers, with over 60% who identify as other than Caucasian and 55% female. Most notably, more than 70% of Quontic’s mortgages are to low-income households. Let’s do good together!

Community Development Loan Program Advantages
Quontic’s Community Development Loan program provides non-traditional access to prime capital that fosters homeownership for diverse underbanked individuals and families. We look beyond standard loan qualification metrics associated with traditional income verification. Instead, we consider the borrower’s overall financial and credit profile. That’s why we can offer this special no tax return/no-income verification mortgage loan.
This program is perfect for self-employed, low-income borrowers, or those who can’t provide standard income documentation such as W2s, pay stubs, or tax returns. Every home financed represents a critical step in the transformation of a life, a family, and a community.
Call Us Today
1-866-294-2301
Call us to learn how our full line of products….Or fill out the form if you have questions about how our full line of mortgage loan products can help your clients secure home financing.
Call us to learn how our full line of products….Or fill out the form if you have questions about how our full line of mortgage loan products can help your clients secure home financing.
DISCLOSURE
All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.
Information is accurate as of the date listed below and may change without notice.