Mortgage loans for today's dynamic borrower

We give difficult loan applications the chance they deserve. Take a look at our non-QM loan products.
As a CDFI, Quontic can offer loans other banks cannot. We offer a variety of loan programs which accept alternative income and/or credit documentation to qualify more of your non-traditional borrowers for both owner-occupied and investor properties.

The information on this page is provided for the benefit of mortgage
professionals and not intended for consumers or the general public.

Lite Doc

Asset Utilization

12-Month Bank Statement

Owner Occupied

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Asset Utilization


Foreign National

The benefits of working with
Quontic Wholesale

2 Hour Scenario Guarantee

Fast scenario reviews

We’re committed to helping you find solutions for your clients… fast. Send us your borrower’s scenario between 9 a.m. and 4 p.m. EST Monday-Friday and we’ll get back to you with options in two hours or less.
Submit a scenario

Fast closings

Speed matters. With our flexible income solutions, we remove the red tape and make it easier to close loans faster.

Access to unique loans

As a U.S. Treasury designated Community Development Financial Institution (CDFI), Quontic provides access to home financing for those who may require down payment assistance and alternative income documentation to qualify.

Not sure if you are already an approved broker? 

Call us at1-888-738-9016 or email [email protected] to find out.


This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2023 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

November 30, 2023
1 Debt-To-Income

2 See guidelines for property type and LTV limits