Mortgage Loans for Today's Dynamic Borrower

As a CDFI, Quontic can offer loans other banks cannot. We don’t require a stack of bank statements or multiple years of self-employment documentation. Instead, we rely on other more objective factors, such as credit score and equity contribution. It’s an easier process, has a higher level of approvals, and is priced within reach, so that everyone has access to an affordable mortgage, even during uncertain fiscal times.
We give difficult loan applications the chance they deserve. Take a look at our non-QM loan products.

Owner occupied lite doc - CDL program
owner occupied - lite Doc

CDL PROGRAM

Lite Doc

Owner-Occupied
Owner-Occupied
wner occupied no ratio - CDL Program

CDL PROGRAM

No Ratio

Owner-Occupied

CDL PROGRAM

No Ratio

Owner-Occupied
owner occupied no ratio - CDL Program
Investor lite doc

CDL PROGRAM

Asset Utilization

Owner-Occupied

CDL PROGRAM

Lite Doc

Investor
Investor lite doc

CDL PROGRAM

Asset Utilization

Investor

CDL PROGRAM

DSCR (No Ratio)

Investor

CDL Program

Foreign National

Broker Benefits

Broker Benefits

Access to Unique Loans

We know that borrowers aren’t ‘one size fits all’ so our loan solutions are adaptive to people’s circumstances.

A Simple Process

As a CDFI, we evaluate borrowers differently, and that often means less paperwork.

Quick Turn Times

We’ve removed the red tape to make sure we close loans faster than competitors.

Become an Approved Broker.

Fill out the form to get the process started.
Fill out the form to get the process started.

DISCLOSURE

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

September 14, 2021

1 Debt-To-Income

2 See Guidelines for property type and LTV limits