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September Promotion

0.125% Lite Doc Rate Reduction

For Locked loans in the month of September.
Loans currently unlocked in the pipeline are eligible.

Quontic Wholesale Mortgages

As a mission-driven CDFI, Quontic is one of the fastest growing wholesale lenders in the country. Our unique Community Development Loan programs help borrowers who have historically been excluded. Quontic considers more than just a borrower’s income documentation to help make the dream of homeownership a reality. Join the the many brokers who are growing their business with Quontic Wholesale.
Qualify a loan
Become an Approved Partner
The information on this page is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.

Mortgage loans in a
league of their own

Owner-occupied

As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story. We validate a borrower’s income with a unique approach to qualifying their ability to repay.

Lite Doc

  • No tax returns, W2s or pay stubs required
  • 12 month CPA / Accountant prepared P&L
  • Up to 80% LTV; Up to 50% debt-to-income
Learn more

12-month bank statement

  • 12-months personal, business or draft account or latest year’s 1099 tax form
  • No tax returns or W2’S required
  • Up to 80% LTV; Up to 50% debt-to-income
Learn more

Investor

We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. As a CDFI, we serve the underbanked and look beyond the basics of a borrower.

DSCR

  • Qualify using subject property income ONLY
  • No tax returns or W2s required
  • Up to 75% LTV
Learn more

Lite Doc

  • 12 month CPA / Accountant prepared P&L
  • Property does not need positive cash flow; Use employment income to offset shortage
  • Up to 75% LTV; Up to 50% debt-to-income
Learn more

Upcoming events

WEBINAR

October 2023 webinar
coming soon

Non-QM Lending in a
Post No Ratio World

September 12, 2023
2:00 PM EST

Register
More Webinars

TRADESHOW

To be announced

 

AIME
October 6th & 7th, 2023
Booth: 425
Paris Las Vegas Hotel & Casino

More Tradeshows

The benefits of working with
Quontic Wholesale

Fast closings

Speed matters. With our flexible income solutions, we remove the red tape and make it easier to close loans faster.

Access to unique loans

As a U.S. Treasury designated Community Development Financial Institution (CDFI), Quontic provides access to home financing for those who may require down payment assistance and alternative income documentation to qualify.

Become an approved broker

Not sure if you are already an approved broker? 

Call us at 1-888-738-9016 or email [email protected] to find out.

Disclosure:

This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

September 27, 2023