Forget No Ratio, Meet Lite Doc

Lite Doc is THE loan program for borrowers facing income verification challenges. With no W2s or tax returns required and unaudited income verification options, moving on from No Ratio can be a breeze.

The information on this page is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.

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Quontic Wholesale Mortgages

As a mission-driven CDFI, Quontic is one of the fastest growing wholesale lenders in the country. Join the the many brokers who are growing their business with Quontic Wholesale.

Mortgage loans in a
league of their own


As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story. We validate a borrower’s income with a unique approach to qualifying their ability to repay.

Lite Doc

12-month bank statement


We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. As a CDFI, we serve the underbanked and look beyond the basics of a borrower.


Lite Doc

Upcoming events


February 2024 webinar
coming soon

Introducing Quontic’s Innovative 2nd Mortgage P&L and VOE HELOAN

February 29, 2024


To be announced


October 6th & 7th, 2023
Booth: 425
Paris Las Vegas Hotel & Casino

The benefits of working with
Quontic Wholesale

Fast closings

Speed matters. With our flexible income solutions, we remove the red tape and make it easier to close loans faster.

Access to unique loans

As a U.S. Treasury designated Community Development Financial Institution (CDFI), Quontic provides access to home financing for those who may require down payment assistance and alternative income documentation to qualify.

Not sure if you are already an approved broker? 

Call us at 1-888-738-9016 or email [email protected] to find out.


This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

February 22, 2024