Introducing the
Quontic Qualifier
Get your underwriting results instantaneously and price at the same time!
Introducing the
Quontic Qualifyer
Current Average turn-time: 29 days!
Quontic looks beyond the standard mortgage loan qualification metrics with our suite of CDL programs available nationwide.
Top Programs
Top Programs
CDL PROGRAM
Lite Doc
As a CDFI, we validate income with a unique approach to qualifying ability to repay. Borrowers shouldn't be judged based on what they made 2 years ago. No tax returns or W2’s needed. Gifts allowed for down payment.
CDL PROGRAM
No Ratio
A breakthrough in borrower qualification. Demonstrate ability to repay through good credit history and lower LTV. No statement of income or employment required. As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story.
CDL PROGRAM
Lite Doc
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. With the Investor Lite Doc, the subject property doesn’t need to be cash flow positive. We offer loan amounts up to 3 million for 1-4 units, condos and PUD’s.CDL PROGRAM
Lite Doc
As a CDFI, we validate income with a unique approach to qualifying ability to repay. Borrowers shouldn't be judged based on what they made 2 years ago. No tax returns or W2’s needed. Gifts allowed for down payment.CDL PROGRAM
Lite Doc
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. With the Investor Lite Doc, the subject property doesn’t need to be cash flow positive. We offer loan amounts up to 2 million for 1-4 units, condos and PUD’s.CDL PROGRAM
No Ratio
A breakthrough in borrower qualification. State your employment and demonstrate ability to repay through good credit history and a low LTV. As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story.Broker Benefits
Broker Benefits
Access to Unique Loans
We know that borrowers aren’t ‘one size fits all’ so our loan solutions are adaptive to people’s circumstances.
A Simpler Process
As a CDFI, we evaluate borrowers differently, and that often means less paperwork.
Quick Turn Times
We’ve removed the red tape to make sure we close loans faster than competitors.
Get the latest information about what’s happening in the world of non-QM mortgages.
Get the latest information about what’s happening in the world of non-QM mortgages.
The larger banks just kept bringing up obstacles. Quontic brought up possible solutions.
– Dennis D.
They treat customers like family... And the quickness of getting everything done.
– Omar F.
They just got this done for me under very difficult circumstances during this lockdown period. Nothing but positives to say about the whole team.
– Richard L.
Brokers Recommend Quontic Wholesale
The larger banks just kept bringing up obstacles. Quontic brought up possible solutions.
- Dennis D
They treat customers like family... And the quickness of getting everything done.
– Omar F
They just got this done for me under very difficult circumstances during this lockdown period. Nothing but positives to say about the whole team.
– Richard L
Become an Approved Broker.
DISCLOSURE
All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.
Information is accurate as of the date listed below and may change without notice.