Days to CTC
with Fast Track
7
Unique
Programs
4
Ways to
Qualify
Quontic Wholesale mortgages
The information on this page is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.
Mortgage loans in a
league of their own
Owner-occupied
As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story. We validate a borrower’s income with a unique approach to qualifying their ability to repay.
Lite Doc
- No tax returns, W2s or pay stubs required
- 12 month CPA / Accountant prepared P&L
- Up to 80% LTV; Up to 50% debt-to-income
12-month bank statement
- 12-months personal, business or draft account or latest year’s 1099 tax form
- No tax returns or W2’S required
- Up to 80% LTV; Up to 50% debt-to-income
Investor
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. As a CDFI, we serve the underbanked and look beyond the basics of a borrower.
DSCR
- Qualify using subject property income ONLY
- No tax returns or W2s required
- Up to 75% LTV
Lite Doc
- 12 month CPA / Accountant prepared P&L
- Property does not need positive cash flow; Use employment income to offset shortage
- Up to 75% LTV; Up to 50% debt-to-income
Upcoming events
WEBINAR
February 2023 webinar
coming soon
Foreign National Loans
for Overseas Borrowers
February 23, 2023
2:00 PM EST
TRADESHOW
To be announced
Miami Mortgage Tradeshow
January 25th, 2023 @ 4-8pm
DoubleTree by Hilton Hotel Miami Airport & Convention Center
The benefits of working with
Quontic Wholesale
Quick turn times
We’ve removed the red tape to make sure we close loans faster. Quontic’s fast turn times are now turbo charged with Fast Track.
Learn more.
Access to unique loans
As a U.S. Treasury designated Community Development Financial Institution (CDFI), Quontic provides access to home financing for those who may require down payment assistance and alternative income documentation to qualify.
Not sure if you are already an approved broker?
Call us at 1-888-738-9016 or email [email protected] to find out.
Disclosure:
This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.
All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.
Information is accurate as of the date listed below and may change without notice.