DSCR

Investor

A breakthrough in borrower qualification. Demonstrate ability to repay with a DSCR of 1.10x or higher, good credit history, and a significant down payment. As a CDFI, we serve the underbanked and look beyond the basics of a borrower.

The information on this page is provided for the benefit of mortgage professionals and not intended for consumers or the general public.

2 Hour Scenario Guarantee

Submit your borrower’s scenario between 9 a.m. and 4 p.m. EST
Monday – Friday and we’ll get back to you with options in two hours or less.

Submit your borrower’s scenario between 9 a.m. and 4 p.m. EST Monday-Friday and we’ll get back to you with options in two hours or less.

Program Details

Qualification

Asset verification

Program highlights

* Fixed rate option available for IL & NJ for loans that are closed in name of Corp or LLC

Not an approved broker? Sign up now

States That Require A License To Close A DSCR Loan

*Restrictions may apply, please contact your Account Executive for more info

Disclosure:

This is intended for Mortgage Broker professionals. All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

October 1, 2024

1 Debt-to-income

2 Reserve requirements subject to loan amount
3 Adjustable-Rate Mortgage
4 Properties located in HI lava zones 1 & 2 are not eligible