ITIN
Owner-Occupied
This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.
Submit your borrower’s scenario between 9 a.m. and 4 p.m. EST
Monday – Friday and we’ll get back to you with options in two hours or less.
Program Details
Income verification
- Self-employed: 12 Month CPA / accountant prepared P&L
- Salaried: Quontic VOE1 of current income only
- No tax returns or W2s required.
- Lite Doc only
Asset verification
- 1 month bank statement (covering at least 30 days)
- 100% gift funds allowed for down payment and closing costs
- Cash-out proceeds may be used towards reserves3
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Borrowers that love ITIN
Borrowers who are not currently US Citizens
Borrowers who are not Permanent Residents
Borrowers who have expired eligible EADs/VISAs
Disclosure:
This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public.
All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. 2023 Quontic Bank. All rights reserved.
Information is accurate as of the date listed below and may change without notice.
3 Cash-out proceeds may be used and applied towards reserves for loans with LTV of 70% or less and FICO of 720 or greater.