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Quontic Wholesale Mortgage

We’ve earned a name for ourselves in the decade-plus we’ve been in business. Quontic serves all 50 states as a federally chartered digital bank, and we’re a US Treasury designated CDFI. Our mortgage loan programs were created to be adaptive to our customers’ unique circumstances, reducing the hassle of reams and reams of paperwork.

Quontic’s mission is to help creditworthy borrowers get home loans. We believe the best way to do that is to change the system in a way that provides access to home financing opportunities for underserved populations. And that’s what we’re doing by putting customers first through our solid working relationships with independent brokers.

Meet the leadership team

We are proud to be a CDFI

Quontic is one of only 3% of banks in the U.S. to earn a U.S Treasury CDFI designation for delivering on its mission to elevate the financial strength of low-income Americans. Quontic’s employees are as diverse as its customers, with over 59% who identify as other than Caucasian and 62% female. Most notably, more than 70% of Quontic’s borrowers are in low income communities or low income households. Let’s do good together!

Loan Program Advantages

Quontic’s loan programs provide non-traditional access to prime capital that fosters homeownership for diverse underbanked individuals and families. We look beyond standard loan qualification metrics associated with traditional income verification. Instead, we consider the borrower’s overall financial and credit profile. That’s why we’ve adopted a loan process of inclusive products that we offer to a diverse range of borrowers. Every home financed represents a critical step in the transformation of a life, a family, and a community.

Types of borrowers who love us

  • Self-employed Self-prepared profit and loss statements are allowed
  • Small business owners Qualify without traditional income verification
  • Lower income families Share or pool extended family resources to qualify
  • Foreign nationals Individuals seeking mortgage financing in the US
  • Real estate investors Qualify with only the subject property income
  • Immigrants Purchase or refinance a home based on your overall financial profile
  • Commission based workers Qualify for a mortgage despite fluctuating or cash-based income
  • Retirees Put significant savings or home equity to work

Broker benefits

Quick turn times

Speed matters. With our flexible income solutions, we remove the red tape and make it easier to close loans faster.

Quick turn times

We’ve removed the red tape to make sure we close loans faster than competitors. Quontic’s fast turn times are now turbo charged with Fast Track.
Learn more.

Access to unique loans

As a U.S. Treasury designated Community Development Financial Institution (CDFI), Quontic provides access to home financing for those who may require down payment assistance and alternative income documentation to qualify.

Quontic's leadership team

George Lazaridis

Interim CEO, CLO, and
President Mortgage Division

Read bio

James Hooper

SVP / Production Manager
Read bio

Disclosure:

This information is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. ©️ 2024 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice. 

October 31, 2024