Qualifying your borrowers for a HELOAN doesn’t have to include documentation hurdles. Our Lite Doc HELOAN is a unique second mortgage program with flexible income documentation. Your borrowers can tap into their home’s equity, without the need for W2s or tax returns, to finance major projects or one-time expenses.

This information is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.

Zillow 4.9 of 5 star rating 2022
Inc. 5000 Fastest Growing Private Companies 2022
B&T Fast 50 Residential Volume & Number 2022

Program Details

Income Verification

Asset Verification

Borrower Qualification

Other Program Highlights

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Top uses for Lite Doc HELOAN

For more information on the types of borrowers that may benefit from a Lite Doc HELOAN mortgage, check out this article.


This information is provided for the benefit of mortgage professionals and not intended for consumers or the general public. 

All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. All rights reserved. 

Information is accurate as of the date listed below and may change without notice.

April 10, 2024
1 VOE stands for Verification of Employment
2 Debt-to-Income
Inc. 5000 is a registered trademark of Mansueto Ventures LLC. B&T is an abbreviation for Banker & Tradesman, which is a copyright of The Warren Group. Zillow is a registered trademark of Zillow, Inc.