Quontic Loans – An excellent choice for your non-traditional borrower
Benefits that come standard with your Quontic partnership
- Turn times that average 24 hours or less with FastTrack
- Little or no Income documentation required
- 100% gift funds accepted
- Self-prepared P&L statements accepted for small
business owners.
Meet your dedicated
Guild Mortgage team
Serving all 50 states
William Barkley
Regional Sales Manager
NMLS: 2169551
(929) 487-1503
Gary Gilbert
Senior Account Executive
NMLS: 143349
(718) 819-5872
Top Programs
Top programs
CDL PROGRAM
Lite Doc
As a CDFI, we validate income with a unique approach to qualifying ability to repay. Borrowers shouldn't be judged based on what they made 2 years ago. No tax returns or W2’s needed. Gifts allowed for down payment.
CDL PROGRAM
No Ratio
A breakthrough in borrower qualification. Demonstrate ability to repay through good credit history and lower LTV. No statement of income or employment required. As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story.
CDL PROGRAM
Lite Doc
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. With the Investor Lite Doc, the subject property doesn’t need to be cash flow positive. We offer loan amounts up to 3 million for 1-4 units, condos and PUD’s.CDL PROGRAM
Lite Doc
As a CDFI, we validate income with a unique approach to qualifying ability to repay. Borrowers shouldn't be judged based on what they made 2 years ago. No tax returns or W2’s needed. Gifts allowed for down payment.CDL PROGRAM
Lite Doc
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. With the Investor Lite Doc, the subject property doesn’t need to be cash flow positive. We offer loan amounts up to 2 million for 1-4 units, condos and PUD’s.CDL PROGRAM
No Ratio
A breakthrough in borrower qualification. State your employment and demonstrate ability to repay through good credit history and a low LTV. As a CDFI, we serve the underbanked and understand that old tax returns don’t tell the borrower’s whole story.
Quontic's new expedited
loan closing program
charged with Fast Track.
INITIAL UNDERWRITING | CONDITIONS | CLEAR TO CLOSE | |
|---|---|---|---|
FAST TRACK TURN TIMES | 24 HOURS | 24 HOURS | 24 HOURS |
AVERAGE TURN TIMES | 2 DAYS | 3 DAYS | 2 DAYS |
FAST TRACK TURN TIMES | AVERAGE TURN TIMES | |
|---|---|---|
INITIAL UNDERWRITING | 24 HOURS | 2 DAYS |
CONDITIONS | 24 HOURS | 3 DAYS |
CLEAR TO CLOSE | 24 HOURS | 2 DAYS |
*Turn times as of 2/9/2022
Submitting a loan is easy
Ready to get started? Login to TPO Connect to submit a loan or price and qualify a loan first using the Quontic Qualifier tool. Check out our how-to videos for help or reach out to your dedicated team for assistance.
Disclaimer:
This information is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.
All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. ©️ 2023 Quontic Bank. All rights reserved.
Information is accurate as of the date listed below and may change without notice.
February 9, 2023