Welcome to Quontic Correspondent Lending
About Us
Quontic Correspondent Lending is the newest extension of Quontic Bank’s mission to serve those often overlooked by traditional financial institutions.
As a federally chartered, FDIC-insured Community Development Financial Institution (CDFI), we specialize in providing innovative mortgage solutions for credit-worthy borrowers who fall outside the agency box.
With a legacy of success in wholesale and retail lending, Quontic brings its forward-thinking approach and flexible underwriting philosophy to the correspondent space.
We partner with mortgage bankers, credit unions, and financial institutions nationwide to deliver:
- Competitive pricing and programs
- Fast and reliable turn times
- Hands-on support and training
- Technology designed to make your life easier
Whether your clients are self-employed or investors, Quontic is your partner in closing more loans and growing your business.
Join us in redefining what’s possible in mortgage lending.
Our Loan Programs
Owner-Occupied Loans
- Owner Lite Doc:
No tax returns or W-2s required; 100% gift funds accepted. - Owner Asset Utilization:
Qualify based on liquid assets rather than income. - Owner ITIN:
No SSN needed; alternative trade lines acceptable; up to 80% LTV.
Investor Loans
- Investor Lite Doc:
No tax returns or W-2s required; loan amounts up to $3 million. - Investor Asset Utilization:
Qualify based on assets; ideal for seasoned investors. - Investor ITIN:
No SSN needed; alternative documentation accepted.
Specialty Programs
- Home Equity Loan (HELOAN):
Expanded eligibility with higher loan amounts and increased CLTVs. - Texas A6 Cash Out Refinance:
Compliant solutions for Texas homeowners.
Tools & Resources