12-Month Bank Statement


Quontic’s Bank Statement Program is a part of our alternative income mortgage offering. As a CDFI, it’s our mission to provide mortgage loan access to people who don’t fit the mold, such as the self-employed. The Bank Statement program allows qualified applicants to qualify for a home loan using bank statements rather than W2’s or tax returns.

The information on this page is provided for the benefit of Mortgage Professionals and not intended for Consumers or the general public.

Program Details

The Quontic Bank Statement Program is for the self-employed borrower. No tax returns or W2’s required. Borrower can have up to 50% DTI1.

Income Verification

Asset Verification

Borrower Qualification

Program Highlights

Not An Approved Broker? Sign Up Now


This is intended for Mortgage Broker professionals. All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply. Quontic Bank name & logo are registered trademarks. © 2020 Quontic Bank. All rights reserved.

Information is accurate as of the date listed below and may change without notice.

July 31, 2022
1 Debt-to-Income
2 See Guidelines for property type and LTV limits
3 ARM stands for Adjustable-Rate Mortgage.