Over 20 years of lending experience, highly motivated and skilled in assessing credit, income and simplifying difficult scenarios. Also consulting brokers on best options- even if it exists elsewhere. Specializes in educating and training LO’s on programs, processes and presenting to borrowers or referral sources. Understanding that being  successful and confident starts with a good understanding of guidelines, features and benefits. An artist at putting deals together and turning lemons to lemonade! Most importantly accessible and still believe in the importance of answering the phone. My motto is “Every problem has a Solution.”