Security Statement

Terms of Use & Security Policies I

Disclosure of Information

We do not disclose any nonpublic personal information about our customers, former customers, website visitors, or portal visitors to anyone, except as permitted by law.

We must provide certain customer account information to service providers such as fundsxpress so that we may process your Internet banking transactions.

Terms of Use & Security Policies II

We Do Not Sell Any of Your Personal Information

In the future, we may disclose a portion of the aggregate customer information that we collect on the portal to companies or financial institutions that perform marketing services on our behalf. We have such an agreement with fundsxpress. Our contract requires fundsxpress to protect the confidentiality of your personal information. The disclosure of certain aggregate information to fundsxpress or other companies could help us market financial products and services that may be of particular interest to you or save you money. We will provide you an opt-in or opt-out notice if required by law.

Terms of Use & Security Policies III

Email Policies

In the future, we may send you email notices for certain disclosures if you choose to accept electronic disclosures or statements. We may also send you emails to market our products and services that may be of interest to you. We may also provide you an opportunity to subscribe to a newsletter; however, we will always provide you an opportunity to opt-in or opt-out of these advertising promotions if required by law. Fundsxpress may send these emails as an agent on our behalf.

Terms of Use & Security Policies IV

Web Linking (external third-party links)

Quontic Bank may provide access to information, products, or services offered on websites that are owned or operated by other companies (“third-party websites”). We provide this access through the use of hyperlinks that automatically move you from a Quontic Bank website to the third-party website.

While we do our best to provide you with helpful, trustworthy resources, Quontic Bank cannot endorse, approve, or guarantee information, products, services or recommendations provided at any third-party website. Because we may not always know when information on a linked site changes, Quontic Bank is not responsible for the content or accuracy of any third-party website. Quontic Bank shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on any third-party website.

Quontic Bank offers links to you on an “as is” basis. When you visit a third-party website by using a link on a Quontic Bank site, you will no longer be protected by Quontic Bank’s Privacy Policy or security practices. The data collection, use, and protection practices of the third-party website may differ from the practices of Quontic Bank sites. You should familiarize yourself with the Privacy Policy and security practices of third party websites that you choose to visit. Those are the policies and practices that will apply to your use of the third-party website, not Quontic Bank’s policies and practices.

Products, services, and benefits offered by third parties at third-party websites are obligations of those third parties, are not an obligation of, a deposit of, or guaranteed by Quontic Bank, or any of their affiliates, and are not FDIC insured. With the exception of our service provider, fundsxpress, we do not have access to the information collected by any third-party, nor can we control how they use this information. If you have questions or concerns about the privacy policies and practices of these third parties, please review their web sites and contact them directly.

Terms of Use & Security Policies V

Privacy of Children

Quontic Bank respects the privacy of children. We do not knowingly collect names or any other personally identifiable information from children. We do not knowingly market to children, nor do we allow children to open accounts without parental consent.

Terms of Use & Security Policies VI

No Warranties

Use of this website and its contents are at the user’s sole risk and are provided “as is,” “as available.” Any products, services, or information from the website are to be used at your own risk, with no obligations, warranties, or liabilities of any type by Quontic Bank. Quontic Bank will not be responsible for any loss, damage to equipment, or incompatibility between the website and any web browser, operating system, or device utilized by users. Quontic Bank does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. Quontic Bank assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. Quontic Bank is not responsible for and expressly disclaims all liability for, damages of any kind arising out of use, reference or reliance on such information.

Information on this site is provided “as is” without warranty of any kind, either express or implied, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event will Quontic Bank or its subsidiaries, affiliates, contractors, or their respective employees be liable under any contract, tort, negligence, strict liability or other claim for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data or other intangible losses (even if advised of the possibility of such damages) resulting from the use of or the inability to use the website, site content or any products or services, or any failure of performance, error, omission, interruption, effect, delay in operation or transmission, computer virus, line system failure, loss of data, or loss of use related to this website or any website operated by any third-party.

Terms of Use & Security Policies VII


The user agrees to indemnify and hold Quontic Bank harmless from and against any and all claims, losses, liability, cost, and expenses, including, but not limited to attorney’s fees, arising the user’s violation of these terms of use or any third-party’s rights, including, but not limited to, copyrights, proprietary and privacy rights. This indemnification and hold harmless obligation will survive the termination of these terms of use.

Terms of Use & Security Policies VIII

Maintaining This Policy

This policy will be reviewed based on changing business conditions or changes in any information-sharing practices. Quontic Bank reserves the right to change this policy at any time, and our customers will be notified in accordance with applicable laws and regulations.

Terms of Use & Security Policies IX


Quontic Bank reserves the right to change the terms of use and modify the contents of the website without notice.

Terms of Use & Security Policies X

Unlawful and Prohibited Use of the Website

Quontic Bank will only utilize information provided by users for lawful business purposes. As a condition of your use of this website, you warrant to Quontic Bank that you will not use this website or any information contained on the website for any purpose that is unlawful or prohibited by these terms of use.


If you have any questions or would like to send a comment or complaint about Quontic Bank’s privacy practices, Internet banking product on our website, please contact us by writing to:

Quontic Bank
Attn: Ben Ramharak, Privacy Officer
E: [email protected]
1 Rockefeller Plaza, Floor 9
New York, NY 10020